SPORTS COACH

Sports Coach Insurance

Holman Insurance Brokers Ltd. has arranged an exclusive National Insurance program for Sport Coaches across Canada. Holman has established itself as an industry innovator by developing specialty insurance packages designed to meet the needs of their clients.

This coverage is necessary for paid coaches, unpaid coaches, independent coaches, team leaders, mentors and training instructors that may not be insured whist working/volunteering with teams or sanctioned bodies that normally would provide insurance protection to them and whilst working on their own ventures. This policy will also provide additional protection in the event their team or sanctioned body does not have insurance or in some cases not enough insurance.

All levels of coaches, team leaders, mentors training instructors and fitness coaches are considered. .

Our coach policy includes both Comprehensive General Liability Liability to ensure you are covered as a coach at any level of the sport from Amateur to Professional including coaching of multiple sports:

Comprehensive General Liability

    • Sports Liability (Occurrence Form)
    • Injury to Participants $2,000,000 included
    • Personal Advertising Liability Included
    • Products & Completed Operations Included
    • Voluntary Medical Payments $10,000
    • Incidental Medical Malpractice Included
    • Additional Insured – Blanket Basis included
    • Professional Liability (Claims Made Coverage) included
    • Trampoline, Liquor, Abuse & Marijuana Exclusions
    • Employers Liability Extension Included
    • Bodily Injury/Property Damage Deductible $1,000
    • Tenants Legal Liability $2,000,000

The policy is subject to a $1,000 Deductible

 

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Why do we include Professional Liability insurance?
Coaching is not a regulated profession in most parts of the world or Canada so many coaches assume they do not need professional liability insurance. That is not necessarily true.  Coaches are even more important than ever today as Athletes consider there coaches to be professional and rely on their expertise.
Coverage is inexpensive and while you may never have to utilize it, you can rest a bit easier as you build your practice and sharpen your professional skills.

 

Program Disclosure

Coverage under this program is administered by Holman Insurance Brokers Ltd. We have engaged in a marketing process to offer a competitive product on a group basis with insurers but we have not acted as a broker for any individual customer. If for any reason, you, the customer are not satisfied, you may request a full refund within 14 days of purchase (provided you have not made a claim against the policy). Should your application not be accepted for whatever reason by the insurer, the information may be used by Holman to seek an alternative insurer if available.

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