OPTICIAN
Optician Professional Liability

 

All Provinces except Ontario

Program Highlights:

    • Limits starting at $2,000,000 per claim / $2,000,000 annual aggregate  
    • Claims made form  
    • Insurer: Lloyd’s  
    • Nil Deductible  
    • Retroactive Date: Date of initial purchase of continuous claims made coverage (otherwise inception of policy)  
    • Libel and Slander  
    • Unintentional failure to report to Healthcare Service Provider $250,000  
    • Sexual harassment / Abuse $100,000  
    • Products Liability $100,000 included  
    • Loss of Documents $250,000  
    • Extended Reporting Period: Automatic 30 days in the event of non-renewal or cancellation (for other than nonpayment of premium) at no charge.    
    • Official Proceedings criminal or regulatory investigation $100,000 included  
    • No additional charge for entity coverage for sole proprietors operating Personal Service Corporations.  
    • No charge for staff (including secretaries) and students under your supervision  
    • CGL and Property coverage available  
    • Discounted premium for members  

All premiums are minimum and retained

To apply for coverage

 
            
 

Ontario Only

Program Highlights:

    • Limits $2,000,000 per claim / $6,000,000 annual aggregate
    • Occurence form 
    • Insurer: LLoyd’s  
    • Nil Deductible   
    • Legal Expense coverage with $1,000 deductible
      $10,000 Aggregate Per Certificate period – Expert Witness
      $10,000 Per Claim – Expert Witness
      $10,000 Aggregate Per Certificate period – Legal Consultation
      $10,000 Per Claim – Legal Consultation
      $50,000 Aggregate Per Certificate period – Legal Expenses
      $25,000 Per Claim – Legal Expenses
      $25,000 Therapy and Counselling Expenses (Claims made)
      $25,000 Sexual Abuse Fund
      $150,000 Criminal Defense Reimbursement Fund
      $250/Day $1,000 Maximum Loss of Earnings
      Automatic coverage for unlicensed, administrative staff / employees, vision therapists – maximum 2 personnel if entity option is purchased 
    • CGL and Property coverage available 
      Discounted premium for members 

To apply for coverage

        

Membership to Society of Eye Care Professionals   – To join their group you will need to complete the attached application and send it to Claudia Marks at SOEP. Download to Apply and make payment directly to them as directed on the application form.

For more information please contact :

Paul Holman           (905) 886-5630 Ext 1246       

 

Program Disclosure

Coverage under this program is administered by Holman Insurance Brokers Ltd. We have engaged in a marketing process to offer a competitive product on a group basis with insurers but we have not acted as a broker for any individual customer. If for any reason, you, the customer are not satisfied, you may request a full refund within 14 days of purchase (provided you have not made a claim against the policy). Should your application not be accepted for whatever reason by the insurer, the information may be used by Holman to seek an alternative insurer if available.