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Special Programs: Event Liability

Event Liability

General Liability Insurance for Special Events

Today's busy lifestyles are filled with social gatherings from community festivals to car shows, conventions to weddings.If you organize family, business or community events, you know how much planning and effort is involved to make the occasion both safe and special for everyone.Even with the most careful planning, unexpected situations can arise that you might not be prepared for. Nationwide can help.

Why do you need liability insurance?

Accidents happen. You may or may not be sued, however knowing you are protected from frivolous or nuisance claims arising from your negligence will be your peace of mind when permitting a public access property. A liability policy will pay for Defence and any costs lodged against you should you be found responsible for the property damages or the bodily injury. The intention of this program is to cover the “Insured’ against legal liability arising from third parties such as: spectators, passers-by, property owners and others suffering from injuries that may have be caused by your activities.

Short Term Events

Our short-term special event insurance features zero deductibles for liability claims. It helps protect against bodily injury and property damage claims arising from:
  • Operations
  • Premises
  • Products and completed operations
  • Advertising
  • Personal injury liability
Quotes start as low as $175 for an event for 250 or fewer people, depending on whether or not liquor is served and the liability limit needed. Even larger events, up to 2,000 people or more, can be covered by simply completing a short application. Liability limits are available up to $5,000,000.

Below is a list of events that  are ideal for the Event Liability Insurance:
  • Award presentations
  • Charity auctions
  • Conventions
  • Festivals
  • Job Fairs
  • Picnics
  • Speaking Engagements
  • Sport Events
  • Weddings
If you are planning a wedding we can include all trades requiring insurance under one policy.
This can include:
  • Caterers
  • Bands
  • DJ
  • Photographer
  • Plays/Musicals
  • Landlord
  • Event planner
  • Facilities
Facility Users and Event Liability Insurance is an insurance program available for the users of municipal and public facilities. This program provides insurance against claims that may arise out of Festivals, Sporting Activities, Social Gatherings, General meetings and many other types of facility use including some sporting groups that can be covered for claims that arise out of the events or short term facility use where permitting is required.

For more information please contact:

Mark Holman          
(905) 886-5630 Ext 1224