Group Home & Auto At Holman Insurance Brokers Ltd., Group Home and Automobile Insurance is a benefit offered to members of associations and employees of corporations with 50 or more employees. It is a no cost employee benefit, administered by us, your independent insurance broker and the insurance company. The ability to purchase your insurance through a group program allows you to be included in the buying power of the group, which result in discounted insurance premiums. Not everyone in the group will pay the same amount as insurance premiums are variable costs because of individual driving records, differing values of vehicles, the type of home each person owns or rents, including previous claim history. However, the premiums are generally lower than the market place average. All members or employees, including retirees, spouses and immediate family members living in the same household can qualify for group rates on insurance coverages that include: Automobile Insurance Home Personal Valuables Recreational Vehicles and More!