Holman Insurance Brokers Ltd. can provide Insurance packages for all types of operations within the industry. We have worked hard to produce custom hospitality insurance packages.
Types of Hospitality operations we insure:
Our policies are custom tailored to meet your specific needs and can include business interruption, stock coverage including spoilage, crime coverage, general liability and liquor liability, flood, earthquake and sewer backup.
Many of our clients participate in Risk Management programs and have strict House Alcohol Policies.
A risk management program could include:
A Sample House Alcohol policy could include:
In addition, Holman Insurance Brokers Ltd. can provide the following:
Risk Consulting
Services we provide that are specifically designed for restaurants include identifying slip and fall hazards.
Fire Protection and Security
We make can make recommendations regarding fire protection, fire suppression and security systems to help restaurants comply with insurance company requirements.
Specialty Property Coverage
Our property programs provide coverage for exposures such as loss of customers’ personal property, coat checks and food spoilage caused by a mechanical breakdown.
General Liability Coverage Extensions
We offer several important liability coverage extensions, such as medical payments coverage for customer injury or illness.
Liquor Liability
We offer liquor liability programs that provide coverage for bodily injury or property damage resulting from manufacturing, selling or distributing alcoholic beverages.
Commercial Automobile Liability
Primary valet parking coverage is available to cover bodily injury and property damage.
Holman Insurance Brokers Ltd. can offer a full range of coverages for all licensed establishments regardless of the gross receipt split; up to and including 100% liquor sales.
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