CULINARY SERVICE
CULINARY SERVICE

Our policies provide Comprehensive coverage on one policy for:

  • Professional Liability (Negligence)
  • General Liability to Third Parties
  • Libel & Slander
  • Infringement of Copyright
  • Unintentional Breach of Confidentiality
  • Unintentional failure to refer to Healthcare Service Provider $250,000
  • Sexual Harassment / Abuse $100,000
  • Products Liability including Remedies $100,000
  • Loss of Documents $250,000
  • PIPEDA Breach $25,000 / $50,000 
  • Rescuers & Good Samaritan coverage included

Full retro coverage for previously insured services
Multi therapy coverage is available many at no additional charge
Teaching and Student coverage are available
Coverage for Animals is available for all therapies

We provide Therapist Professional Liability insurance at the most reasonable prices in Canada without having to pay broker fees, service fees or joining another association just to purchase their group policy. All policies are individual, premiums are annual and 100% retained. Policy is subject to a $1,000 Deductible (except some regulated sectors where deductible is NIL).

OUR POLICIES ARE INDIVIDUAL ANNUAL POLICIES (12 MONTHS) AND NOT PRO-RATED OR FOR SHORT TERMS.

 

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Program Disclosure

Coverage under this program is administered by Holman Insurance Brokers Ltd. We have engaged in a marketing process to offer a competitive product on a group basis with insurers but we have not acted as a broker for any individual customer. If for any reason, you, the customer are not satisfied, you may request a full refund within 14 days of purchase (provided you have not made a claim against the policy). Should your application not be accepted for whatever reason by the insurer, the information may be used by Holman to seek an alternative insurer if available.

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