Natural Health Products

Natural Health Products (NHPs) including personal care products (soaps, lotions, topical creams), nutriceuticals, vitamins, dietary and nutritional supplements ie. injestibles)  are an exciting and emerging ndustry. Whether your company is a raw material supplier, manufacturer, importer, distributor, private label, retailer and/or wholesaler you have unique exposures due to the varying ingredients and use of the products. Third party bodily injury claims, judgements and defense costs can be financially devastating to a company. Having adequate general and product liability coverage is essential for those in this industry.

Companies selling both domestically and internationally have created additional exposures that need to be addressed. We can provide coverage for Canada, Canada / USA or World-wide.

Health Canada's Food Directorate and its Natural and Non-prescription Health Products Directorate (NNHPD) are responsible regulating the market. The Canadian Food Inspection Agency (CFIA) monitors and enforces regulatory compliance of foods (including functional foods), while Health Canada has the same responsibility for NHPs.

Health Canada's Food Directorate and its Natural and Non-prescription Health Products Directorate (NNHPD) are responsible regulating the market. The Canadian Food Inspection Agency (CFIA) monitors and enforces regulatory compliance of foods (including functional foods), while Health Canada has the same responsibility for NHPs.


Types of clients we service

  • Ingestibles
  • Nutriceuticals
  • Supplements
  • Herbal
  • Vitamins and related Products
  • Cosmetics
  • Compounded Herbs / Non-compounded
  • Essential Oils / Aromatherapy
  • Energy Products including Protein powders
  • Homeopathic products
  • Personal care products
  • Pre-workout formuals
  • Protein Supplements
  • Herbs, Botanicals and Herbal Remedies
  • Body Cleansers, Soaps, Creams
  • Bodybuilding Supplements
  • Sexual enhancement products
  • Sports nutrition
  • Topical Creams
  • Weight Loss Products
  • Weight Gain Products

Program Highlights including option coverage

  • Start-ups and New Ventures welcome including home based businesses
  • Minimum Premium - $2,000
  • Minimum Deductible - $2,500
  • Occurrence and Claims-Made Forms Available
  • Limits up to $25 Million
  • Worldwide Coverage
  • Additional Insured Endorsements
  • Product Withdrawal Expense
  • Pollution Legal Liability
  • Products recall 
  • Malicious Product tampering, alteration and extortion
  • Cyber Liability
For more information please contact one of following:

            Mark Holman           (905) 886-5630 Ext 1224       mark.holman@holmanins.com
            or
            Paul Holman           (905) 886-5630 Ext 1246       paul.holman@holmanins.com